It is 5° in Bansko now. light rain
It is 5° in Bansko now. light rain

🛠️ Useful Property Buying Resources & Templates

Use these free templates and checklists to ensure peace of mind and a secure transaction. We recommend saving them to your phone before property viewings.

📋 Inspection Checklist: Technical Review

Be sure to check these key details during every property viewing in Bansko: Bansko:

  • Utility Meters (Electricity & Water): Does the property have independent utility accounts (lots)? Is the electricity rated for residential or industrial use? (Crucially important!)
  • Maintenance Fee: What is the exact amount, what does it cover, and are there any outstanding debts left by the previous owner?
  • Electrical System: Do all sockets and light switches work properly? Inspect the main breaker panel.
  • Plumbing & Dampness: Check for leaks under sinks and showers, as well as any signs of mold or moisture in the corners and ceilings.
  • Windows & Insulation: Is there any condensation trapped between the double glazing panes? Are the rubber seals intact?
  • Heating System: Test the air conditioning units or radiators to ensure they are working efficiently.
  • Common Areas: What condition are the main entrance, hallways, roof, and elevator in?

📝 Template: Holding Deposit Agreement (Reservation)

Use this basic template if you need to take the property off the market and reserve it until the Preliminary Contract is signed:

HOLDING DEPOSIT AGREEMENT (RESERVATION) Today, [Date], in Bansko: 1. SELLER: [Three names], Personal Identification Number: [Personal Identification Number] 2. BUYER: [Three names], Personal Identification Number: [Personal Identification Number] 3. SUBJECT: The Buyer transfers to the Seller the amount of [Amount] Euros as a holding deposit for the purchase of the property located at [Address / Identifier]. 4. FINAL PRICE: The agreed purchase price is [Final Price] Euros. TERMS & CONDITIONS: - The property is suspended from sale and kept for the Buyer until [Date for preliminary contract]. -If the Buyer withdraws: They forfeit the deposit. - If the Seller withdraws: They must return double the deposit amount to the Buyer within a 3-day period. SIGNATURES: Seller: ........................ Buyer: ........................
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❓ Important Questions for the Broker and Notary

Ask these questions BEFORE paying any deposit:

To the Broker or Seller:

  1. Does the building have Act 16 (Certificate of commissioning)?
  2. Are there any encumbrances on the property (such as mortgages or liens)? When will an official certificate be issued?
  3. What is the exact agency commission and does it include VAT?

To the Notary (on the day of the transaction):

  1. Are all documents in order, and has an up-to-date certificate of encumbrances been verified as of today?
  2. Within what timeframe will the title deed (notary deed) be registered, and when will I receive the original cop