In this guide, we will untangle the administrative knot and show you exactly which institutions you need to visit depending on your needs as a foreigner or investor.
1. Bansko Municipality: What is paid and decided here?
If your address or property is located within the borders of the town of Bansko or the village of Dobrinishte, you are a resident of Bansko Municipality. The municipal administration building is located in the ideal center of the city (on Nikola Vaptsarov Square).
Main services in Bansko Municipality for expats:
- Local taxes and fees: Here you pay your annual building tax and household waste (garbage) fee for your apartment in Bansko. (Note: National income taxes are handled by another institution, which you can read about in our NRA Bansko guide).
- Address registration (ESGRAON): Here the permanent or current address is declared upon issuance of an identity card or arrival in the country. (See also: Complete guide for the Ministry of Interior and the Migration Directorate).
- Building permits: If you are building a house or making a major renovation requiring a change in the architectural plan within Bansko.
- Pet registration: Declaring dogs and paying the annual fee for them.
2. Why do foreigners from Bansko often visit Razlog?
Here comes the real reason for the confusion. While local (municipal) issues are resolved in Bansko, many of the state and regional institutions for the entire region are based in Razlog. Here's when you'll need to travel to the neighboring city:
A. Notary Services and Real Estate Transactions
The area of operation of notaries is tied to the District Court. Since the District Court for the entire region is located in Razlog, all notaries who are entitled to perform transactions for the purchase and sale of properties in Bansko have offices in Razlog. To buy or sell a property in Bansko, the transaction mandatory is signed in Razlog.
B. Property Register (Registration Agency)
The Registry Office, which issues “Certificates of Encumbrances” (a document proving that the property has no mortgages) and where notarial deeds are stored, is also located in the Razlog courthouse. (You can find more details in our article about Bansko Registry and Property Agency).
C. Healthcare (MHA Razlog)
Although Bansko has an excellent Medical Center and many private practices, the main multi-profile hospital for active treatment (MBAL), which has an Emergency Department, a maternity ward, and surgery for the entire region, is located in the town of Razlog.
D. Vehicle registration (partially)
Although the full registration of a car is done in the regional center of Blagoevgrad, some administrative services of the Traffic Police are carried out in the Regional Office in Razlog, which is the larger structure than the one in Bansko.

A visual guide that refutes the myth about the administrative division of Bansko and Razlog, by describing in detail which services are provided in each municipality and the regional institutions.
3. Razlog Municipality: When does it directly concern you?
Apart from being the home of regional institutions, Razlog Municipality is an independent administrative unit that manages its own territories. You will be a direct client of Razlog Municipality (for paying taxes, construction documents, etc.) only if you purchase a property or live in the following settlements:
- Himself city of Razlog (very popular among expats looking for a more relaxed, non-resort lifestyle).
- Village of Banya (known for its mineral springs).
- Village of Bachevo (popular for horseback riding and cottage tourism).
- Complexes in the area Catarino or Pirin Golf (which territorially belong to the Razlog municipality, although they are on the border with Bansko).
4. Official contacts for your convenience
🏛️ Bansko Municipality
For properties and taxes within the borders of Bansko.
📍 Address: 1 Nikola Vaptsarov Square, Bansko
📞 Phone: 0749 88611
🌐 Website: bansko.bg
🏛️ Razlog Municipality
For properties in the village of Banya, Pirin Golf and the town of Razlog.
📍 Address: 1 Stefan Stambolov Street, Razlog
📞 Phone: 0747 80095
🌐 Website: reason.bg
📚 More useful guides for your life in Bulgaria:
To make your integration as easy as possible, we have prepared a series of detailed guides for working with all key institutions:
- 🛂 D-type visa and residence for non-EU citizens
- 🌍 Ministry of Foreign Affairs: Visas and Consular Services (Legalization and Apostille)
- 👮 Ministry of Interior and Migration Directorate: Address Registration and Identity Cards
- 💼 Registry Agency: Company Registration and Property Register
- 💰 NRA Bansko: Taxes, VAT and income declaration
We hope this guide has cleared the administrative fog. Knowing the differences between the functions of the two neighboring municipalities will save you trips between institutions and make your life in the valley much more peaceful.
Do you need help with local administration or document translation?